Christopher Gray
CEO at Scholly
Payitoff is a game changer. They’ve helped Scholly build innovative student loan products for our customers and diversify our revenue streams.
Earn customer loyalty, increase wallet share & send payments between third parties.
Our debt management software revolutionized student loan repayment
Our debt management software revolutionized student loan repayment
…for borrowers
$240
Average amount borrowers save monthly
$60,000
Average amount borrowers save over lifetime of loans
$11M
Saved by borrowers so far
…and businesses
+50%
Increase in user engagement
4x
Faster wallet share increase
99.999%
Platform uptime
Better outcomes for borrowers and businesses
Financial Services
Increase wallet share, centrality, & lifetime value
Lending Services
Improve debt-to-income ratios and conversion
Workplace Benefits Providers
Offer competitive employer incentives with student loan benefits
Borrowers learn, enroll, and save automatically
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Borrowers access our tools via your app and connect their loan accounts.
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Payitoff automatically calculates the best steps to take to optimize their portfolio and save the most money.
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With just a few clicks, borrowers can take action and start saving in as little as 10 days.
It's really that simple.
We're just the tech. You're the hero.
Expert Guidance
Comprehensive, actionable guidance that’s always up-to-date with current regulations. We’re debt management experts, so you don’t have to be.
Reliable Connections
No more “refresh” stress. Our LoanSync API provides the most stable connections in the industry between loan accounts and servicers for consistent, in-depth live data.
Payment Automations
Borrowers and third parties can send loan payments through your app. Hello simple loan management & account primacy.
Digital Enrollments
Enable borrowers to enroll into assistance programs directly in your app, for faster approvals that increase wallet share in days, not weeks.
Advisor Tools
Advise customers with the added benefit of our expertise at your fingertips, for financial plans that foster trust and long-lasting relationships with key demos.
Exceptional Security
Keeping your data safe is our highest priority. Our best-in-class security is always SOC 2 compliant and regularly audited, so you can rest easy.
The Payitoff Difference
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01.Unmatched servicer connection uptime
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Refreshes daily & reflects servicer updates -
Check out our real-time servicer connection status page
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99% of servicers supported
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02.Better data, better outcomes
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Receive 2x the data offered by Plaid Liabilities
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Address all of your borrowers’ needs & full portfolio
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Switching from another provider? Contact us for a free data comparison
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03.Faster approvals, faster impact
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Eliminate manual enrollment processes
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Apps approved 4x faster for next-paycheck borrower savings
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Reduce operational costs and time
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04.Flexible & customizable tools
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Add your brand colors & logos for a cohesive user experience
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Customize according to your business goal
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Prebuild solutions for common borrower needs available
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Responsive support from our team
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Don't just take our word for it
Tony Aguilar
CEO at Chipper
Data and payments are key, but what makes Payitoff best-in-category is how their system helps Chipper automate regulatory nuances and handle every possible student loan scenario.
Ayo Omojola
Prev Product Lead at Cash App
Payitoff has built the best API routing layer for student loans. By integrating their tools, any financial service provider can help their customers save money on student loans.
Get up and running in less time than a coffee run
Add our tools into your existing UX in as little as 10 minutes.
See API Documentation
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