Amplify business outcomes with intelligent debt guidance solutions
Navigating student loan debt can be complex.
Amplify your business outcomes, enrich your customer insights, and help your customers save an average of $323* per month on federal student loan repayments using our actionable debt guidance solutions.
Increase deposits • Increase customer engagement • Amplify business outcomes • Increase customer financial wellness
Powerful student debt guidance features
Payitoff Link
Unlock deeper consumer insights, including credit scores, and access best-in-class data. Allow your customers access to actionable debt guidance in seconds with just their phone number, date of birth, and zip code using our proprietary linking approach.
Embedded Debt Guidance
Embed a borrower experience into your app in under 10 minutes and watch as customers link their debt accounts using our proprietary linking approach, receive optimized insights, and take money-saving actions. Customize the experience to align with your business goals and provide customer insights by introducing financial products and ways to help your customers invest and save for retirement.
Digital enrollments
Enable your customers to digitally enroll into money-saving student loan programs directly in your app. Faster enrollment decisions free up hundreds in cash flow for your customers in days vs. weeks with other providers.
Need to go-to-market, fast?
With no integration required, “Payitoff Now” is a fully developed, web-based borrower experience that allows you to get to market quickly. Just provide your customers with the link to your co-branded guidance experience. See the experience.
Need consumer debt guidance solutions?
We’ve got you covered.
Bring your own data
Payitoff’s actionable debt guidance solutions cover other consumer debt verticals including mortgages, credit cards, personal lending, etc. Bring your own data and products, and let our intelligent solutions guide your customers through guided steps on their debt journey.
Enterprise-grade security: at the forefront of everything we do.
Our proprietary solutions, which are SOC 2 and GLBA compliant, are designed to protect data at every level. Our comprehensive security measures and compliance certifications meet the highest enterprise security standards.
Trusted by financial leaders
"Payitoff’s intelligent guidance platform made it easy for borrowers to find their servicer and select the best repayment option in seconds."
Carly Heman, Associate General Manager
"As the CARES Act sunsets, it has created uncertainty for millions of borrowers. LendKey and Payitoff have come together to offer this tool to not only educate federal student loan borrowers on their options, but also help them to achieve financial stability more quickly"
Vince Passione, CEO of LendKey
*Represents actual average savings of borrowers who linked their account with Payitoff and qualified for a federal repayment plan. The sample is based on an aggregated set of data representing over $1.5 billion in loan volume across 215,000+ loans on the Payitoff platform.