Sky-high debt? We’ve been there.

Before founding Payitoff, Bobby Matson and his wife Nicolle were struggling under the stressful burden of six-figure student loans and credit card debt. Bobby spent nights and weekends codifying student loan regulations and built an engine to help his family find the right path towards the most savings during their repayment term.

With newfound clarity on how to proceed, Bobby and his family were able to save thousands, pay off their debts, buy a home and just had their second child. In 2017, this decision engine became the foundation of the Payitoff product suite that has saved consumers millions in partnership with financial technology partners.

We’re here to create better borrower outcomes

Our mission is to create a balanced borrower ecosystem that helps every American achieve extraordinary financial outcomes through the apps they use every day. We are committed to supporting borrowers to achieve financial wellness, continuously learning and fostering an inclusive workplace culture.

Collaboration and empathy

Payitoff values working together and supporting each other, both within the company and with borrowers. Empathy towards others, including borrowers and colleagues, is a core value that guides decision making.

Quality outcomes and expertise

Payitoff is committed to delivering high quality outcomes for borrowers and values the deep expertise and knowledge necessary to achieve this. Continuous learning and improvement are fundamental values for the company.

Transparency and respect

Payitoff values transparency in communication and decision making and respects the boundaries and perspectives of all team members. The company also values a diverse and inclusive workplace culture.